Software detecta lavagem de dinheiro em segundos

Um novo software foi desenvolvido por cientistas da computação, que procuram identificar com maior agilidade, a lavagem de dinheiro

[{"selector":"#anim-7f2635b8-5bb6-4695-abc5-d0dfe8b8e2cd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c64fc6af-2130-41a9-881b-a595e753cb41","keyframes":{"transform":["translate3d(0px, 158.22472%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d56775e-fcc1-4480-a509-a082b098e856 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

O software é capaz de analisar de maneira incrível, 50 milhões de transações em menos de 1 segundo

[{"selector":"#anim-2a38c45b-7ca4-4b04-8de3-16fa9ef50dc8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-95eaa096-0363-4ee5-b369-e253af2a61c0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f87bb810-5060-4742-8433-9d5ace9d09f5","keyframes":{"transform":["translate3d(0px, 174.64582%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Os pesquisadores da King's College London desenvolveram uma abordagem para detectar lavagem de dinheiro

[{"selector":"#anim-dc4d6c6f-6706-44ed-9761-727b60464723 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-76e0c455-d507-48e3-9996-8b08a42920c9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c271249e-615b-43c2-8fde-46d6b1ba3fe0","keyframes":{"transform":["translate3d(0px, 191.42432%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Ela foi desenvolvida baseada em algoritmos que identificam a divisão de grande quantia de dinheiro em diversas transações menores entre diversa contas bancárias

[{"selector":"#anim-9eab8d70-e063-42c0-ad22-a08176a585eb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d1e22c41-bc3b-4bda-a999-b730ac7d8af8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c089fe4-12d6-405c-9afb-c8a3d5fb06fe","keyframes":{"transform":["translate3d(0px, 136.46995%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Essas transações bancárias trata-se de uma técnica conhecida como 'smurfing' ou 'estruturação'

[{"selector":"#anim-11c69f38-cc80-4993-b9f3-b1a59c425ef4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-db7e95cb-9a22-4c0b-a477-807d956fc0ed","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a1469b54-a0f3-4586-89ba-33e95a20def1","keyframes":{"transform":["translate3d(0px, 239.68257%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Qual o diferencial do novo software?

[{"selector":"#anim-c5f4cc25-fc9b-4eb6-b3e1-8c5a67d1899d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-946f0b78-95fe-46e1-8a27-05291cf3468a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cdf61baa-7469-482d-8633-bf0f1202ba5e","keyframes":{"transform":["translate3d(0px, 195.80241%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

O novo software é capaz de analisar quantidades maiores de dados, sendo mais de três vezes mais eficaz do que métodos atuais

[{"selector":"#anim-09d3d2cb-2cf7-449a-a4f0-fa319e942447 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-66bd6dbb-f060-435c-9f79-9d6f8efc7c4d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0801238a-31b8-4f9d-88ef-5647b5b762e5","keyframes":{"transform":["translate3d(0px, 154.87277%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Métodos atuais de detecção de lavagem de dinheiro são baseados em aprendizado de máquinas

[{"selector":"#anim-9cac0eb2-666d-483a-a21f-af5095da5bd6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-22255041-6c17-4ac3-8946-f5b4525a3d5e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd614ed6-5ca4-4d29-b261-6d3bb1b36bea","keyframes":{"transform":["translate3d(0px, 232.95992%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Envolvendo alarmes automatizados de detecção de lavagem de dinheiro acionados por transferências suspeitas

[{"selector":"#anim-b6495bc7-ba7d-41fc-be1c-9d5e8d0ae84c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d19d7313-3ff9-417c-9d47-680130713913","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aeeb5f9c-27ad-41f3-ba3c-3556fde44971","keyframes":{"transform":["translate3d(0px, 184.04179%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Processamento de grandes conjuntos de históricos de transações para identificar lavagem de dinheiro é um bom exemplo disso

[{"selector":"#anim-d580788d-8101-499b-a76a-4d504492ab7b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8100f343-81f4-4f21-8baf-0b5a1195aa32","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-59e78424-358b-4ac6-93fd-d30c12623ddf","keyframes":{"transform":["translate3d(0px, 184.04179%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Aproximadamente 2% a 5% do PIB global são lavados a cada ano

[{"selector":"#anim-593d4a34-e677-40b3-a053-b79a52fb138f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-69f2fada-ee1a-4725-9620-a22a8ffa1839","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3efa9eb5-6d0e-41ab-b715-7d70b948b55a","keyframes":{"transform":["translate3d(0px, 196.91357%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

O software da nova ferramenta está disponível gratuitamente e é de código aberto

[{"selector":"#anim-38a152fb-3f6d-4ef8-bc27-c8027a189c3d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8d94ce2d-6b64-48be-96b4-f6113c6c08a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9128b50f-e374-4901-a09b-6bc279604c79","keyframes":{"transform":["translate3d(0px, 223.71620%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Ele pode analisar grandes volumes de dados de acordo com longos períodos de tempo

[{"selector":"#anim-a5e5e19e-82d9-40a1-a8af-52cf37fa8350 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-389ccb3e-bbd4-42de-ae62-484d2f02c704","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd523580-05fe-4e4f-9b9e-343db95b7f67","keyframes":{"transform":["translate3d(0px, 223.71620%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

A abordagem foi testada usando dados reais de um banco anônimo na República Tcheca e em casos fictícios

[{"selector":"#anim-912fc83d-667d-4378-9681-afe51c2b7f1f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-9213479d-a527-474c-8db6-87751fdf48d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-597ff488-5336-4078-99db-0cb2a84e76cd","keyframes":{"transform":["translate3d(0px, 178.67265%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Em ambas as situações o software foi capaz de identificar todos os padrões suspeitos nas transações

[{"selector":"#anim-dd97a565-ebbd-4065-98b5-c31527951af5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-225a20e8-9a42-4293-b079-bb6594174e7d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ed364daa-50cc-49cc-90f1-5d050606fdc8","keyframes":{"transform":["translate3d(0px, 178.67265%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

[{"selector":"#anim-658a8f5a-2f11-46e9-8528-5b367bb4839c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Entrar agora