Banco Inter ou Nubank: Onde o dinheiro rende mais?

Os bancos digitais vem ganhando uma grande popularidade entre os brasileiros, que aderiram ao novo modelo sem pensar 2 vezes

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Mas isso não é para tanto, pois com contas digitais, o usuário tem bem menos custo que com os bancos tradicionais, em relação à manutenção e anuidade

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Bancos digitais como Inter e Nubank tem anuidade zero, ou seja, não paga taxa nenhuma durante o ano para manter suas contas

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Esses bancos também tem opção de rendimento com dinheiro guardado, o que é ainda melhor para os clientes que preferem deixar na conta

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Mas na hora de escolher um banco digital, sempre tem a dúvida em saber qual deve ser o melhor, ou qual proporcionará mais rendimento

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Aqui vamos colocar alguns ponto para saber qual se sai melhor. Banco Inter ou Nubank

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O Nubank tem rendimento automático com 100% do CDI, o que faz ele render mais que o Banco Inter para clientes tradicionais

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Por outro lado, o Banco Inter não tem rendimento automático, e para ter um rendimento com o banco, é preciso o cliente começar a investir

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Entretanto, o processo de investimento no Inter é muito fácil, pois sua plataforma de investimento já está integrada ao aplicativo, podendo fazer a migração de forma mais efetiva

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Nesse ponto, de modo geral, o Inter sai na frente, tendo a conta melhor que o Nubank, por conta dos benefícios

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A conta do Banco Inter se encaixa melhor para quem quer ter um conta completa e digital, pois além de gratuita, ela oferece planos exclusivos de previdência e saúde

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Já a conte do Nubank, a Nuconta, tem vantagem em relação ao rendimento automático com 100% do CDI e isso se torna bom para quem guarda dinheiro ou deseja fazer uma reserva de emergência

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Aqui terão algumas comparações sobre os serviços de ambas

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[{"selector":"#anim-8729d232-550a-4547-a512-cbcaa0142f6b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-72e15f01-ee2c-4277-bcb8-0b30784b193b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-da3a6b24-fe33-41c1-a393-08825c8ba71c","keyframes":{"transform":["translate3d(0px, 123.84260%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] * Conta corrente 100% digital - Banco Inter | Nubank * Rendimento automático - Nubank * Cartão de crédito ou débito - Banco Inter | Nubank * Conta para menor de 18 anos - Banco Inter | Nubank * Conta para CNPJ e CPF - Banco Inter | Nubank

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Em relação ao custo-benefício, o cartão do Banco Inter é melhor

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Enquanto o cartão do Nubank tem a tarifa de R$ 6,50 para saques, o cartão do Inter é totalmente gratuito para essa modalidade

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Mesmo ambos sendo sem anuidades, há uma taxa de adesão do Nubank Rewards de R$ 19,00 por mês ou R$ 190,00 por ano

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